This factsheet is for people who were injured in fires started by arson. It explains what compensation they are entitled to, and how to go about making a claim.
Crimes compensation claims
People injured in fires started by arson may be entitled to help from the Victims of Crime Assistance Tribunal. For an entitlement to arise, it needs only to be established that it was likely the fire was started by arson. The arrest and conviction of an arsonist is not necessary.
Lodging a Victims of Crime Assistance Tribunal claim form
Victims of Crime Assistance Tribunal Application forms can be downloaded from the Tribunal’s website under 'How to apply'. An application for assistance should be made within two years from the date of the crime.
If a person sustains physical and/or psychological injury as a result of a crime, they may be eligible for compensation from the Tribunal as a 'primary victim'. Such compensation may include:
medical expenses incurred as a direct result of the crime, such as reasonable counselling expenses;
expenses incurred through loss or damage to clothing worn at the time of the crime;
reasonable safety-related expenses;
loss of earnings within the first two years up to a maximum of $20,000;
special financial assistance for pain and suffering up to a maximum of $10,000, in accordance with the categories of injury outlined in the regulations;
(in exceptional circumstances) other expenses necessary for recovery.
The maximum sum that can be awarded to primary victims of a crime is $70,000.
If a person dies as a result of a crime, their close family members could be eligible for compensation as 'related victims'. Related victims may include the spouse, parent, guardian, step-parent, child, stepchild, sibling or step-sibling of a deceased person. It can also include a dependant of the deceased or someone who had an intimate personal relationship with them.
Related victims are entitled to claim compensation for the following:
medical expenses incurred as a direct result of the death, such as reasonable counselling expenses;
monetary assistance for the distress experienced; and
money that the related victim was likely to receive from the deceased for up to two years after the death.
The maximum that one related victim can receive from the Tribunal is $50,000. There is a pool of $100,000 available from the Tribunal for all the related victims of one deceased person.
Transport accident claims
Fires can create hazardous driving conditions.
A person who suffers physical and/or psychological injury as a direct result of the driving of a motor vehicle may be entitled to TAC (Transport Accident Commission) compensation under the Transport Accident Act.
Those who sustain a psychological injury as a result of witnessing a transport accident or the immediate aftermath of an accident may also claim compensation. 'Aftermath' has been defined as the 'immediate circumstances' of an accident. This includes seeing accident wreckage or viewing the scene directly after an accident.
The TAC can also provide compensation and counselling to the family members of a person who died in a transport accident.
Lodging a TAC claim form
Affected people are encouraged to contact the TAC on 1800 332 556 (toll-free outside Melbourne) or 1300 654 329 (local call) Monday to Friday, 8:30am to 5:30pm to lodge a claim. There are TAC representatives at Bushfire Emergency Relief Centres who can also assist with lodging a claim. A claim must be lodged with the TAC within one year of the date of the transport accident or, in exceptional circumstances, within three years.
People who have their claims accepted by the TAC can access various benefits:
Medical and like expenses
People injured in a transport accident are entitled to payment of hospital fees and most medical expenses.
Payment of medical expenses for transport accident injuries continues as long as treatment is needed, provided the expenses are reasonable and directly related to the transport accident.
Reasonable travel expenses incurred in attending medical appointments are payable. The reasonable travel and accommodation expenses incurred by parents visiting their injured dependent children in hospital are also payable.
Where assistance is required at home, the TAC may also provide for an attendant carer, housekeeper, gardener and childminding or nursing services. Modifications to the car or home, and rehabilitation services required because of the injury, can also be paid for by the TAC.
Loss of earnings benefits
Where the injured person was an 'earner' before the accident, or was about to start work, there may be an entitlement to payments for loss of earnings. The TAC can pay loss of earnings benefits from five days after the accident to 18 months after the accident at a rate of 80% of the person’s pre-accident weekly earnings.
Loss of earning capacity benefits
After 18 months, a person who is still totally or partially unfit for work is eligible for a payment of 80% of their net (after tax) pre-accident earnings. These payments are called loss of earning capacity benefits.
Injured people who did not qualify for loss of earnings in the first 18 months may qualify for loss of earning capacity benefits if they intended to go into the workforce before the accident but the injuries prevented this. If it appears that a person will suffer a loss of earning capacity due to the injury, the TAC must, after 18 months, review the injured person's entitlement.
These payments continue until three years after the date of injury.
Where a person has a permanent impairment as a result of the injuries, the TAC scheme provides for the payment of a lump sum, as part compensation for pain and suffering, called an impairment benefit.
The amount payable is determined in accordance with a formula based upon the injured person’s level of impairment. The percentage of the impairment is determined according to the American Medical Association's Guides to Evaluation of Permanent Impairment, 4th Edition.
A request for an impairment benefit can be made once the injuries are stable and within six years of the accident. Your solicitor requests the TAC to commence the impairment assessment process.
Damages for pain and suffering and economic loss
Where an injury sustained in a transport accident was caused by another person’s negligence, a court action can be brought for further compensation if the injured person has suffered a “serious injury” as defined in the Transport Accident Act.
If the TAC or a judge agrees that the injured person has a 'serious injury' due to another person’s negligence, the injured person can be awarded compensation for pain and suffering and economic loss into the future. In most cases this claim needs to be brought within six years of the injury.
Compensation for family members of a person who has died in a transport accident
The TAC provides extensive assistance to the family of a person who has died as a result of a transport accident. These entitlements may include funeral benefits, payments to the dependent spouse or the children, home help, child-care expenses and counselling for family members.
If the person who died was an earner, and the spouse was at least partially dependent on them, a lump sum is payable. For five years after the accident the surviving spouse will also be paid 80% of the wage or earnings of the deceased. In addition, a weekly benefit is paid to the guardian for each dependent child and an education allowance is also payable while the children are full-time students. If a child is orphaned by a motor vehicle accident, TAC payments will be made for their benefit.
A person who suffers physical and/or psychological injury in the course of their employment may be entitled to WorkCover compensation under the Workplace Injury Rehabilitation and Compensation Act.
Examples of workplace injuries arising as a result of fires include:
psychological trauma experienced by police officers and emergency call centres in the course of their work performed during and after the fires;
burns or respiratory damage sustained by people while at their workplace or while acting in the course of their employment.
Lodging a WorkCover claim form
If a person has been injured in the course of employment, a WorkCover claim form should be lodged as soon as possible. With respect to psychological injury, it may not be immediately apparent to a person that they have sustained such an injury, and, indeed, symptoms may not appear until sometime after the traumatic event. It is important for people to seek medical attention if they are experiencing psychological distress.
Claim forms can be obtained from a post office or the WorkSafe website.
Once a claim has been accepted, the worker may be entitled to various benefits:
An injured worker’s employer has to pay the first 10 days of the worker’s time off work due to injury. Then, for the next 13 weeks of incapacity, a worker is entitled to 95% of their pre-injury average weekly earnings.
After 13 weeks, and for up to 130 weeks, payments continue at 80% if a worker has an ongoing incapacity for work. If a worker is able to do some work, they are entitled to the difference between what they are earning and 95% or 80% of their pre-injury average weekly earnings. Some workers can have their weekly payments continue past 130 weeks where they have no capacity for any suitable work and that situation is likely to continue indefinitely.
A worker's entitlement to weekly payments normally ends when they reach retirement age which depends on their date of birth per the list below:
Before July 1, 1952: 65 years
July 1, 1952 - December 31, 1953: 65 years & 6 months
January 1, 1954 - June 30, 1955: 66 years
July 1, 1955 - December 31, 1956: 66 years & 6 months
From January 1, 1957 onwards: 67 years
Medical and like expenses
An injured worker can be compensated for medical treatment associated with their injury, such as hospital expenses, doctors and other medical services, medications and aids such as crutches. Costs that arise because of the incapacity, such as the need for home help and vocational rehabilitation, can also be claimed.
If a worker is considered to have sustained a significant and permanent injury within the meaning of the Workplace Injury Rehabilitation and Compensation Act, they can make an Impairment Benefit claim and may be entitled to lump-sum compensation.
This claim can be made from 12 months after the date of injury, or when the injury is considered “stable”. An injury is considered “stable” if it is not expected to significantly change with time or further treatment.
Damages for pain and suffering and economic loss
If a worker has sustained a serious injury as a consequence of the negligence of their employer or a third party, in addition to an Impairment Benefit claim, they may also be able to bring a common law claim for damages. In a common law claim, the injured person can be awarded compensation for pain and suffering and loss of earnings. The common law claim must be commenced within six years of the date of injury.
Dependants of a worker who dies at work
Where a person has died at work and left dependants, there may be a dependency claim.
Dependency entitlements can include:
payment of the reasonable costs of medical and like services provided to the worker;
payment of the reasonable costs of family counselling services;
· payment of the reasonable costs of burial or cremation;
payment of the reasonable costs for travel and accommodation for immediate family members to attend the burial or cremation service;
a lump sum payment for dependents;
a weekly pension for dependent partner/s, child/ren or orphans; and
reimbursement of expenses for non-dependent family members.
Dependency claims for the death of a worker should be made within two years of the worker’s death.
State Emergency Services and Country Fire Authority volunteers
Usually, a volunteer who is injured at work is not able to obtain WorkCover compensation as they are not considered a 'worker' under the Workplace Injury Rehabilitation and Compensation Act, but bushfire volunteers are covered by the Victoria State Emergency Services Act. This Act establishes that an Emergency Services volunteer injured in the course of providing an emergency service will be entitled to the same benefits as a worker under the Workplace Injury Rehabilitation and Compensation Act.
The Country Fire Authority administers its own compensation scheme for injured Country Fire Authority volunteers. This compensation scheme, as established under the Country Fire Authority Act and the CFA Regulations, mirrors the entitlements under the Workplace Injury Rehabilitation and Compensation Act. This can include assistance with medical expenses, weekly payments of up to 90% of a volunteer’s pre-injury average weekly earnings, as well as lump sum compensation if the volunteer has suffered an ongoing, permanent injury.
To claim compensation, Country Fire Authority volunteers should obtain an approved claim form from the Country Fire Authority or call the Firefighter Advisory Service on 1800 060 729.
If the volunteer’s injury has occurred in negligent circumstances, they may also be entitled to bring a claim for damages under the Wrongs Act 1958 (Vic). This claim must be commenced within three years of the volunteer sustaining their injury. Any damages paid may result in a payback of compensation received under the Emergency Services or Country Fire Authority compensation schemes. Legal advice should be sought about the implications of this payback before a damages claim is pursued.
Injuries arising from negligence (public liability)
If it is established that a fire was started and/or spread through the fault of another party, a person who sustains injury as a result of that fire may have an entitlement to compensation.
For a personal injuries claim to be made for pain and suffering, the injured person must establish that they suffer from either:
a permanent spinal injury of 5% or more according to the Guides to Evaluation of Permanent Impairment;
a permanent physical injury of more than 5% according to the Guides to Evaluation of Permanent Impairment; or
a permanent psychiatric injury of 10% or more according to Guides to Evaluation of Permanent Impairment.
Where a person has died in a fire and left dependants, there may be a claim for the loss of benefits provided by the deceased to their dependent family members, such as for income loss or care costs. Additionally, a person who sustains significant and permanent psychiatric injury as the result of the negligently-caused death of another person may themselves have grounds to bring a claim for their psychiatric injury. There is a three-year limitation period for adults to commence a court action.